Cost of living in Napier

Real monthly costs in Napier, New Zealand: USD, from the same data behind the Pro model.

Napier, New ZealandNapier
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Napier at a glance

Green is the better side of each figure. Every line is computed from the tables below.

Essentials / mo$1,990rent + bills + food + transit
Men per 100 women101.5ages 20โ€“39, territorial authority level
Avg net salary$3,155monthly, after tax
Safety score39/100higher = safer

Monthly cost breakdown

Rent outside centre plus utilities, groceries, dining and local transport make up the essentials figure. Not a full lifestyle budget. The middle column is the median across the 10 New Zealand cities we track, so every row says whether Napier is the cheap side of its own market or the dear one. Green is the better side of each row.

Essentials, monthlyrent outside centre + bills + food + transit$1,990$1,915$75
Rent, 1-bed outside centremonthly, USD$1,105$1,070$36
Rent, 1-bed city centremonthly, USD$1,250$1,252$2
Groceriesmonthly, one person$161$179$18
Dining outmonthly, one person$435$3211.36ร— as much
Utilitiesmonthly: power, water, heating, internet$242$208$34
Local transportmonthly pass or fare equivalent$47$901.91ร— as much
Average net salarymonthly, after tax; average, not median$3,155$3,000$154
Rent, 3-bed outside centremonthly, USD$1,545$1,540$5
Rent, 3-bed city centremonthly, USD$1,758$1,699$59

Single person, USD. Data updated August 6, 2026.

Everyday prices

What single items cost in Napier, in USD. The monthly figures above are built from these. Cheaper side of each row in green.

Eating out

Meal, inexpensive restaurant$19.33$14.501.33ร— as much
Meal for 2, mid-range, three courses$96.64$70.281.38ร— as much
McMeal at McDonald's$9.96$9.84$0.12
Cappuccino, regular$3.51$3.43$0.08
Domestic beer, 0.5 L draught$7.03$7.03same
Imported beer, 0.33 L bottle$5.86$6.75$0.88
Coke/Pepsi, 0.33 L$2.28$2.21$0.06
Water, 0.33 L bottle$2.34$1.94$0.40

Groceries

Milk, 1 L$1.66$1.90$0.24
White bread, 500 g$1.57$1.90$0.33
White rice, 1 kg$1.51$1.80$0.29
Eggs, 12$5.97$6.04$0.07
Local cheese, 1 kg$7.97$8.05$0.08
Chicken fillets, 1 kg$8.93$9.86$0.93
Apples, 1 kg$2.40$3.021.26ร— as much
Bananas, 1 kg$1.69$2.191.30ร— as much
Tomatoes, 1 kg$2.99$5.461.83ร— as much
Potatoes, 1 kg$1.83$2.04$0.21
Onions, 1 kg$2.63$1.601.64ร— as much
Water, 1.5 L bottle$1.24$1.18$0.06

Transport & bills

One-way ticket, local transport$1.76$1.76same
Monthly transit pass$46.85$95.752.04ร— as much
Taxi start$2.23$2.34$0.11
Taxi, 1 km$1.93$1.93same
Gasoline, 1 L$1.61$1.73$0.12
Basic utilities, 85 mยฒ flat$191.81$158.37$33.44
Internet, 60 Mbps+$50.56$51.60$1.04
Mobile plan, monthly$36.31$28.701.27ร— as much

Leisure

Gym, monthly$35.14$40.16$5.02
Cinema, one seat$8.79$10.76$1.97

Dating-age sex ratio

Napier has 101.5 men per 100 women aged 20–39 (territorial authority level). That is the 3rd-highest of 10 New Zealand cities we track. New Zealand's national figure is 103.7, so Napier runs 2 below the country as a whole.

A supply figure, 20–39. The dating-pool model is in Pro.

How Napier ranks against every city we track

Napier sits ahead of 97% of the 898 cities we track on clean air. On local salary it is ahead of 79% of 545. Its weakest measure is safety, ahead of only 11% of 562.

More women aged 20โ€“39men per 100 women, census101.5
45% of 892
Cheaper to liveessentials a month$1,990
19% of 542
Cheaper city-centre rentone-bed a month$1,250
23% of 553
Higher local salaryaverage net, monthly$3,155
79% of 545
Salary goes furtheressentials covered by one salary1.59ร—
71% of 534
Safersafety score, perception-based39/100
11% of 562
Cleaner airPM2.5 ยตg/mยณ a year4.0
97% of 898

Longer is better on every row: bar length is where Napier sits among all the cities carrying that measure, which is why the count differs by row.

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Napier, New Zealand

Photo: Daderot, CC0.