Cost of living in Hamilton

Real monthly costs in Hamilton, New Zealand: USD, from the same data behind the Pro model.

Hamilton, New ZealandHamilton
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Hamilton at a glance

Green is the better side of each figure. Every line is computed from the tables below.

Essentials / mo$2,029rent + bills + food + transit
Men per 100 women99.9ages 20โ€“39, territorial authority level
Avg net salary$2,909monthly, after tax
Safety score44/100higher = safer

Monthly cost breakdown

Rent outside centre plus utilities, groceries, dining and local transport make up the essentials figure. Not a full lifestyle budget. The middle column is the median across the 10 New Zealand cities we track, so every row says whether Hamilton is the cheap side of its own market or the dear one. Green is the better side of each row.

Essentials, monthlyrent outside centre + bills + food + transit$2,029$1,915$114
Rent, 1-bed outside centremonthly, USD$1,189$1,070$120
Rent, 1-bed city centremonthly, USD$1,276$1,252$24
Groceriesmonthly, one person$185$179$6
Dining outmonthly, one person$371$321$50
Utilitiesmonthly: power, water, heating, internet$198$208$10
Local transportmonthly pass or fare equivalent$86$90$4
Average net salarymonthly, after tax; average, not median$2,909$3,000$92
Rent, 3-bed outside centremonthly, USD$1,889$1,540$349
Rent, 3-bed city centremonthly, USD$2,090$1,699$391

Single person, USD. Data updated August 6, 2026.

Everyday prices

What single items cost in Hamilton, in USD. The monthly figures above are built from these. Cheaper side of each row in green.

Eating out

Meal, inexpensive restaurant$17.93$14.50$3.43
Meal for 2, mid-range, three courses$68.14$70.28$2.14
McMeal at McDonald's$12.19$9.84$2.35
Cappuccino, regular$3.49$3.43$0.06
Domestic beer, 0.5 L draught$5.02$7.031.40ร— as much
Imported beer, 0.33 L bottle$6.46$6.75$0.29
Coke/Pepsi, 0.33 L$2.17$2.21$0.04
Water, 0.33 L bottle$1.71$1.94$0.23

Groceries

Milk, 1 L$2.05$1.90$0.15
White bread, 500 g$2.26$1.90$0.35
White rice, 1 kg$2.84$1.801.58ร— as much
Eggs, 12$3.41$6.041.77ร— as much
Local cheese, 1 kg$7.46$8.05$0.59
Chicken fillets, 1 kg$10.50$9.86$0.64
Apples, 1 kg$3.81$3.021.26ร— as much
Bananas, 1 kg$1.26$2.191.74ร— as much
Tomatoes, 1 kg$3.91$5.461.40ร— as much
Potatoes, 1 kg$2.60$2.041.27ร— as much
Onions, 1 kg$1.71$1.60$0.10
Water, 1.5 L bottle$1.48$1.181.25ร— as much

Transport & bills

One-way ticket, local transport$2.69$1.761.53ร— as much
Monthly transit pass$86.08$95.75$9.67
Taxi start$3.51$2.341.50ร— as much
Taxi, 1 km$1.29$1.931.50ร— as much
Gasoline, 1 L$1.17$1.731.48ร— as much
Basic utilities, 85 mยฒ flat$148.06$158.37$10.31
Internet, 60 Mbps+$50.30$51.60$1.30
Mobile plan, monthly$41.68$28.701.45ร— as much

Leisure

Gym, monthly$37.87$40.16$2.29
Cinema, one seat$10.40$10.76$0.36

Dating-age sex ratio

Hamilton has 99.9 men per 100 women aged 20–39 (territorial authority level). That is the 6th-highest of 10 New Zealand cities we track. New Zealand's national figure is 103.7, so Hamilton runs 4 below the country as a whole.

A supply figure, 20–39. The dating-pool model is in Pro.

How Hamilton ranks against every city we track

Hamilton sits ahead of 93% of the 898 cities we track on clean air. On local salary it is ahead of 74% of 545. Its weakest measure is safety, ahead of only 18% of 562.

More women aged 20โ€“39men per 100 women, census99.9
54% of 892
Cheaper to liveessentials a month$2,029
18% of 542
Cheaper city-centre rentone-bed a month$1,276
22% of 553
Higher local salaryaverage net, monthly$2,909
74% of 545
Salary goes furtheressentials covered by one salary1.43ร—
61% of 534
Safersafety score, perception-based44/100
18% of 562
Cleaner airPM2.5 ยตg/mยณ a year5.1
93% of 898

Longer is better on every row: bar length is where Hamilton sits among all the cities carrying that measure, which is why the count differs by row.

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Hamilton, New Zealand

Photo: Coekon, CC BY-SA 4.0.