Cost of living in Cagayan de Oro

Real monthly costs in Cagayan de Oro, Philippines: USD, from the same data behind the Pro model.

Cagayan de Oro, PhilippinesCagayan de Oro
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Cagayan de Oro at a glance

Green is the better side of each figure. Every line is computed from the tables below.

Essentials / mo$578rent + bills + food + transit
Men per 100 women104.8ages 20โ€“39, city level
Avg net salary$317monthly, after tax
Safety score47/100higher = safer

Monthly cost breakdown

Rent outside centre plus utilities, groceries, dining and local transport make up the essentials figure. Not a full lifestyle budget. The middle column is the median across the 11 Philippines cities we track, so every row says whether Cagayan de Oro is the cheap side of its own market or the dear one. Green is the better side of each row.

Essentials, monthlyrent outside centre + bills + food + transit$578$550$28
Rent, 1-bed outside centremonthly, USD$231$205$26
Rent, 1-bed city centremonthly, USD$393$2931.34ร— as much
Groceriesmonthly, one person$91$106$15
Dining outmonthly, one person$75$86$11
Utilitiesmonthly: power, water, heating, internet$171$146$25
Local transportmonthly pass or fare equivalent$10$131.30ร— as much
Average net salarymonthly, after tax; average, not median$317$259$58
Rent, 3-bed outside centremonthly, USD$459$422$37
Rent, 3-bed city centremonthly, USD$718$631$87

Single person, USD. Data updated August 6, 2026.

Everyday prices

What single items cost in Cagayan de Oro, in USD. The monthly figures above are built from these. Cheaper side of each row in green.

Eating out

Meal, inexpensive restaurant$3.65$3.89$0.24
Meal for 2, mid-range, three courses$13.18$19.461.48ร— as much
McMeal at McDonald's$3.13$4.051.29ร— as much
Cappuccino, regular$2.43$2.43same
Domestic beer, 0.5 L draught$1.44$1.26$0.18
Imported beer, 0.33 L bottle$2.06$2.06same
Coke/Pepsi, 0.33 L$0.74$0.70$0.04
Water, 0.33 L bottle$0.90$0.432.09ร— as much

Groceries

Milk, 1 L$1.55$1.68$0.13
White bread, 500 g$0.89$1.171.31ร— as much
White rice, 1 kg$0.97$0.93$0.04
Eggs, 12$2.21$1.98$0.23
Local cheese, 1 kg$8.64$7.91$0.73
Chicken fillets, 1 kg$3.33$4.321.30ร— as much
Apples, 1 kg$2.16$2.701.25ร— as much
Bananas, 1 kg$1.10$1.30$0.20
Tomatoes, 1 kg$1.19$1.30$0.11
Potatoes, 1 kg$2.25$2.20$0.05
Onions, 1 kg$2.64$2.35$0.29
Water, 1.5 L bottle$0.48$0.661.38ร— as much

Transport & bills

One-way ticket, local transport$0.41$0.34$0.07
Monthly transit pass$10.03$11.34$1.31
Taxi start$0.66$0.78$0.12
Taxi, 1 km$0.22$0.24$0.02
Gasoline, 1 L$1.06$1.12$0.06
Basic utilities, 85 mยฒ flat$138.79$122.35$16.44
Internet, 60 Mbps+$31.79$27.57$4.22
Mobile plan, monthly$23.13$11.182.07ร— as much

Leisure

Gym, monthly$20.83$24.56$3.73
Cinema, one seat$4.50$4.94$0.44

Dating-age sex ratio

Cagayan de Oro has 104.8 men per 100 women aged 20–39 (city level). That is the 2nd-highest of 12 Philippines cities we track. Philippines's national figure is 101.7, so Cagayan de Oro runs 3 above the country as a whole.

A supply figure, 20–39. The dating-pool model is in Pro.

How Cagayan de Oro ranks against every city we track

Cagayan de Oro sits ahead of 82% of the 542 cities we track on cost of living. On city-centre rent it is ahead of 78% of 553. Its weakest measure is salary against local costs, ahead of only 9% of 534.

More women aged 20โ€“39men per 100 women, census104.8
27% of 892
Cheaper to liveessentials a month$578
82% of 542
Cheaper city-centre rentone-bed a month$393
78% of 553
Higher local salaryaverage net, monthly$317
12% of 545
Salary goes furtheressentials covered by one salary0.55ร—
9% of 534
Safersafety score, perception-based47/100
24% of 562
Cleaner airPM2.5 ยตg/mยณ a year8.1
73% of 898

Longer is better on every row: bar length is where Cagayan de Oro sits among all the cities carrying that measure, which is why the count differs by row.

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Cagayan de Oro, Philippines

Photo: Patrickroque01, CC BY-SA 4.0.